What does this research mean for the field?

Bank customers in Udupi city exhibit inadequate awareness of advanced cyber threats and secure digital practices despite active use of e-banking services. Novelty: ClaimNovelty.NOVEL_FINDING. Consensus alignment: ConsensusAlignment.CHALLENGES_CONSENSUS.

What question did this study set out to answer?

The aim is to assess the level of cyber literacy among bank customers in Udupi city, focusing on their awareness and responses to cyber threats.

February 25, 2026Open Access

Cyber Literacy of Bank Customers: A Study in Udupi City

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The aim is to assess the level of cyber literacy among bank customers in Udupi city, focusing on their awareness and responses to cyber threats.
Collected primary data from 88 bank customers
Used a structured questionnaire for assessment
Analyzed awareness of cyber threats and digital practices
Most respondents actively use e-banking services
Inadequate awareness of advanced cyber threats
Limited knowledge of secure digital practices and reporting procedures

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Implication

Examines cyber literacy in bank customers, revealing gaps in awareness and response to cyber threats.

Cite This Study

Jayalaxmi (2026) studied this question.

synapsesocial.com/papers/699e91fdf5123be5ed04fd10 https://doi.org/10.5281/zenodo.18738836

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Cyber Literacy of Bank Customers: A Study in Udupi City

Key Points

Discussion

Implication

Cite This Study

Cyber Literacy of Bank Customers: A Study in Udupi City

Key Points

Discussion

Implication

Cite This Study

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