Mixed-methods assessment shows increased financial management proficiency in Senegalese adults, indicating digital training is effective.
Sénégalese adults in São Tomé and Príncipe are increasingly engaging with digital technologies for financial transactions, necessitating targeted training to enhance their literacy skills. A mixed-methods approach was employed, including pre- and post-training assessments with quantitative surveys and qualitative interviews to gauge participants' proficiency levels and experiences with digital literacy training programmes. Participants showed a significant improvement in understanding financial concepts through digital means, evidenced by an increase of 25% in self-reported confidence scores from baseline to follow-up. The six-month digital literacy training programme was effective in enhancing the financial management skills of Sénégalese adults aged 30-45, particularly among those with basic computer literacy. Further longitudinal studies should be conducted to assess long-term benefits and potential barriers to sustained use of digital tools for financial transactions.
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Abaga et al. (2012) studied this question.
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