What question did this study set out to answer?

The aim is to evaluate if employers fulfill their fiduciary duties regarding health plan selection and monitoring.

Prospect of Fiduciary Duty as a Mitigating Factor for Healthcare Expenses

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Analysis reveals fiduciary duty can help lower healthcare costs for employers, suggesting increased diligence is necessary.

The aim is to evaluate if employers fulfill their fiduciary duties regarding health plan selection and monitoring.
Review of employer complaints about health care costs
Analysis of survey evidence on employer monitoring practices
Assessment of fiduciary obligations based on collected data
Employers often fall short in selecting health plan providers
Increased diligence in monitoring may lead to reduced healthcare expenses
Failure to meet fiduciary obligations can result in significant liability for employers

Dana M. Muir (2026) studied this question.

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