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The aim is to explore how perceived security, trust, and information quality affect NFC mobile payment usage.

November 28, 2022ElectronicsOpen Access

Investigating the Effect of Perceived Security, Perceived Trust, and Information Quality on Mobile Payment Usage through Near-Field Communication (NFC) in Saudi Arabia

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The aim is to explore how perceived security, trust, and information quality affect NFC mobile payment usage.
Conducted an online and physical study of 1217 NFC portable credit card holders in Saudi Arabia.
Utilized exploratory and confirmatory analyses to assess factor structures.
Employed Smart PLS 2.0 for structural equation modeling to test theories.
Social influence and perceived risk negatively impact trust in NFC online payment methods.
Positive effects of social influence and norms on satisfaction with NFC security.
Perceived ease of use negatively correlates with trust and confidence in NFC digital payments.

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Randomized trial investigates NFC mobile payment perceptions in Saudi Arabia, suggesting influence on user acceptance.

Almaiah et al. (2022) studied this question.

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