A Self-Healing, Transparent, and Hydrophobic Flame-Retardant Coating for Wood Based on Bio-Derived Flame Retardants and Fluorosilane Surface Treatment

Wood’s inherent flammability, arising from its cellular organic composition, demands effective protective strategies. This study aimed to develop a multifunctional bio-based wood coating simultaneously integrating flame retardancy, optical transparency, moisture-triggered self-healing, and surface hydrophobicity within a single formulation. An intumescent flame retardant (PAGHR) was synthesized via ionic assembly of a phytic acid–phosphorylated polyethylene glycol conjugate (PgP) with a piperazine–etidronic acid salt (HEPHR), subsequently blended with gelatin (G) and surface-finished with fluorosilane. The optimized coating (G/PAGHR-4) achieved a limiting oxygen index (LOI) of 37.2% and passed the UL-94 V-0 rating. Cone calorimetry demonstrated reductions of 75.1% in peak heat release rate (pHRR) and 50.0% in total heat release (THR) relative to the neat gelatin control. Char yield at 700 °C increased substantially from 17.8 wt% to 41.0 wt%, confirming effective condensed-phase char promotion. Beyond fire performance, the coating maintained high visible-light transmittance, preserved natural wood aesthetics, and achieved macroscopic scratch healing within 40 min upon ambient water contact. Fluorosilane finishing elevated the water contact angle to 122°. These results establish a scalable, environmentally friendly strategy for multifunctional bio-based protective coatings applicable to wood, textiles, and polymer substrates.