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Policy analysis reveals drivers of hazardous online loans among college students, highlighting necessary regulatory reforms and educational interventions.
Under the background of the continuous progress and development of Internet technology, internet finance has been born, and plays a greater impact and role in our life. College students, as a group of social groups with stronger consumer demand, are the target group of many consumer industries. For online lending, it can solve the short-term economic needs of college students, so it is applied by some students. This paper is mainly to explore the reasons for the emergence of bad network loans, and give the corresponding countermeasures.
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Di Xi (2019) studied this question.
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