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Perceptions of a healthy lifestyle, positive retirement attitudes, and financial literacy are the strongest predictors of retirement planning behavior among Filipino adults, whereas socioeconomic indicators have no significant impact. Novelty: ClaimNovelty.INCREMENTAL. Consensus alignment: ConsensusAlignment.NEUTRAL.

September 3, 2026International Educational Scientific Research JournalOpen Access

Financial and Psychosocial Predictors of Retirement Planning Among Filipino Adults

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To identify key financial and psychosocial predictors of retirement planning behaviors among adults.
Cross-sectional survey of 168 Filipino adults assessing financial literacy, saving patterns, retirement perspectives, healthy lifestyle perceptions, and retirement planning behavior.
Analyzed associations using Pearson correlation and multiple linear regression modeling.
The regression model accounted for 63.4% of the variance in retirement planning, with healthy lifestyle perceptions, retirement attitudes, and financial literacy identified as the strongest positive predictors.
Saving behavior demonstrated a negative adjusted coefficient despite a positive bivariate correlation, reflecting a statistical suppression effect or shared variance.
Socioeconomic indicators showed no statistically significant association with retirement planning scores.

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Implication

Cross-sectional study finds healthy lifestyle views and financial literacy drive retirement planning in adults, highlighting the value of holistic financial therapy interventions.

Cite This Study

VICTORIO et al. (2026) studied this question.

synapsesocial.com/papers/6a993586636c6408cfa7dbf9 https://doi.org/10.5281/zenodo.22207370

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Implication

Cross-sectional study finds healthy lifestyle views and financial literacy drive retirement planning in adults, highlighting the value of holistic financial therapy interventions.

Financial and Psychosocial Predictors of Retirement Planning Among Filipino Adults

Key Points

Discussion

Implication

Cite This Study

Financial and Psychosocial Predictors of Retirement Planning Among Filipino Adults

Key Points

Discussion

Implication

Cite This Study

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