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September 10, 2025

Transformation of Islamic Bank in Indonesia: Opportunities and Challenges in Facing the Digital Era

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Authors

MAMuhamad Rizki AgustianNFNisa Rahma Fadila

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Overview

Descriptive qualitative research shows opportunities and challenges for Islamic banking in the digital era.

Key Points

  • Islamic banks face significant challenges in integrating technology with sharia principles.
  • Opportunities include developing products meeting societal needs and leveraging digital technology.
  • The study utilized a descriptive qualitative method with a literature review approach.
  • Maintaining relevance requires continuous innovation to address competition and cybersecurity.

Cite This Study

Agustian et al. (2024) studied this question.

synapsesocial.com/papers/68c1e07554b1d3bfb60fcecbhttps://doi.org/10.33830/iscebe.v1i1.3921
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Also Consider

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  4. 4Digitization and its Impact on the Development of Islamic Banking Products: An Islamic Economic Perspective in the Digital Age2025
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