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This is a Literature Review study.

A Comprehensive Review of Buy Now Pay Later (BNPL) Influence Factors on Young Consumer Spending Behaviour in E-Commerce Platform

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BNPL services significantly impact spending behavior among young consumers on e-commerce platforms.
Key factors influencing BNPL utilization include psychological, social, financial, and technological aspects.
BNPL poses risks like impulse buying and poor financial management, affecting young consumers' decision-making.
Understanding these factors can help stakeholders mitigate risks and enhance consumer spending strategies.

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This review identifies how psychological, social, financial, and technological factors influence BNPL use among young consumers.

Hisham et al. (2025) studied this question.

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