November 8, 2025Deleted JournalOpen Access

Impact mechanism of 0 interest installment repayment on teenage consumption decision-making

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Analysis reveals impulsive purchases among adolescents linked to Buy Now Pay Later programs, suggesting a need for improved financial literacy.

Impulsive purchases among adolescents are significantly influenced by Buy Now Pay Later schemes.
Study shows psychological and social factors drive adoption of these financial services.
Factors affecting spending habits include evolving economic trends and societal influences.
Research highlights the importance of responsibility in financial decision-making for young consumers.

Yixi Wang (2025) studied this question.

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Analysis reveals impulsive purchases among adolescents linked to Buy Now Pay Later programs, suggesting a need for improved financial literacy.