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This is a Quantitative Study study.

October 12, 2025

Financial Behavior of MSMEs: Income Contribution and Financial Literacy of Enterprises in Baruga Street Palu

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This analysis reveals financial literacy substantially influences MSME financial behavior in Palu, implying a focus on education is vital.

Financial literacy significantly impacts the financial behavior of micro, small, and medium enterprises.
Income does not independently contribute to the financial behavior of businesses in Baruga Street Palu.
The study utilized numerical measurements from 92 business respondents to assess these relationships.
The findings highlight the need for enhanced financial literacy programs over solely focusing on income.

Angga et al. (2025) studied this question.

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This analysis reveals financial literacy substantially influences MSME financial behavior in Palu, implying a focus on education is vital.