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September 5, 2025Journal of Management Small and Medium Enterprises (SMEs)Open Access

The Role of Financial Literacy and Financial Attitude in Increasing Income

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Authors

NHNurul HikmahUdayana University MMMunawarah MunawarahTadulako University DDDarman DarmanUniversitas Muhammadiyah Kendari

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Implication

Quantitative analysis reveals that financial attitudes significantly enhance MSME income in South Palu, indicating a crucial factor in decision-making.

Key Points

Both financial literacy and financial attitudes significantly contribute to increasing MSME income.
Financial attitudes, characterized by discipline and commitment, have a more substantial impact on income than financial literacy alone.
Efficient budget allocation and cost-cutting are skills that financially literate MSME owners develop.
Without the right attitudes, knowledge from financial literacy may remain theoretical and ineffective in practice.

Cite This Study

Hikmah et al. (2025) studied this question.

synapsesocial.com/papers/68bb4def6d6d5674bcd01df7 https://doi.org/10.35508/jom.v18i2.20508

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Implication

Quantitative analysis reveals that financial attitudes significantly enhance MSME income in South Palu, indicating a crucial factor in decision-making.

The Role of Financial Literacy and Financial Attitude in Increasing Income

Discussion

Member takes

Implication

Key Points

Cite This Study

The Role of Financial Literacy and Financial Attitude in Increasing Income

Discussion

Member takes

Implication

Key Points

Cite This Study

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Also Consider