The Correlation Between Retirement Planning and Budgeting Behavior of Government Employees

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Correlation analysis confirmed a strong positive relationship between retirement planning and budgeting behavior.
Financial literacy was excellent, yet goal clarity and attitudes towards retirement were only satisfactory among government employees.
Using a descriptive-correlational design, data from 134 employees were analyzed with various statistical methods.
Effective budgeting practices were observed, while tracking spending received only satisfactory ratings among respondents.

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Descriptive-correlational analysis reveals a strong link between retirement planning and effective budgeting behavior in government employees.

Rojo et al. (2025) studied this question.

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Descriptive-correlational analysis reveals a strong link between retirement planning and effective budgeting behavior in government employees.