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The study aims to identify the factors influencing FinTech adoption among central bankers in Bangladesh.

February 2, 2026Open Access

Factors Affecting Fintech Adoption in Bangladesh: Central Bankers' Insights

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This research investigates factors affecting FinTech adoption in central bankers, suggesting key drivers for implementation.

The study aims to identify the factors influencing FinTech adoption among central bankers in Bangladesh.
Collected 241 responses from central bankers using a structured questionnaire via Google Forms.
Utilized an extended UTAUT model with perceived innovativeness and perceived security.
Employed structured equation modeling (SEM) and confirmatory factor analysis (CFA) for data evaluation.
Conducted reliability testing using IBM SPSS version 29 and built a measurement model with IBM SPSS Amos version 29.
Performance expectancy, effort expectancy, and facilitating condition do not affect FinTech adoption.
Perceived innovativeness, perceived security, and social influence significantly impact FinTech adoption decisions.

Tajnin Jahan (2025) studied this question.

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