Pseudo-Insurance Companies in Fukuoka Prefecture in the Mid-Meiji Era

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Key Points

To understand the emergence and characteristics of pseudo-insurance companies in Fukuoka during the second insurance boom in the Mid-Meiji era.
Analyzed commercial registration notices for insurers in Fukuoka Prefecture from the Mid-Meiji era.
Identified and cataloged 68 pseudo-insurance companies established during this period.
Examined the business structures and practices of these companies.
Investigated regulatory responses to disband pseudo-insurance organizations.
Identified 68 pseudo-insurance companies operating under inadequate capital backing between 1891 and 1897.
Noted that most companies adopted a limited liability partnership model for establishment.
Documented a trend of resilience among pseudo-insurance groups post-disbandment, leading to repeated formation of such companies.
Observed that the 1900 insurance law did not fully eliminate similar dubious operations, indicating ongoing challenges in regulation.

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Analysis of pseudo-insurance company practices in Fukuoka, revealing systemic risks and regulatory challenges.

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Masaki Kusano (2025) studied this question.

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