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This study aims to explore how AI-assisted electronic payment systems affect student stress levels in universities in Ogun State.

August 1, 2026Open Access

Utilisation of Artificial Intelligence-Assisted E-Payment System and Students' Stress Control in Universities in Ogun State, Nigeria

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This study aims to explore how AI-assisted electronic payment systems affect student stress levels in universities in Ogun State.
Descriptive survey research design with a sample of 6,983 undergraduate students selected using stratified random sampling.
Data collected with a researcher-developed scale; analysis involved descriptive statistics and Pearson’s Product-Moment Correlation.
Focus on the relationship between utilization of AI-assisted e-payment systems and stress control.
Moderate levels of utilization (Mean = 0.85) and stress (Mean = 0.74) reported by undergraduates.
Significant positive relationship found between AI-assisted e-payment system utilization and stress control (r = 0.215, p < .05).

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Descriptive survey examines AI e-payment utilization and stress control in university students, suggesting improvements.

Adenuga et al. (2026) studied this question.

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