Evaluating the Economic Efficiency of Artificial Intelligence Implementation in the Russian Banking Sector ( a Case Study of Sberbank PJSC and VTB Pjsc)

Artem Sheremet; Nadezhda Troitskaya

doi:10.29039/2409-6024-2026-14-4-463-472

April 30, 2026Russian Journal of ManagementOpen Access

Evaluating the Economic Efficiency of Artificial Intelligence Implementation in the Russian Banking Sector ( a Case Study of Sberbank PJSC and VTB Pjsc)

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Key Points

This article aims to assess the economic efficiency of artificial intelligence implementation in the Russian banking sector, focusing on major banks.
Analyzed annual reports and official documents including Presidential Decrees and Federal law.
Evaluated the financial results of transitioning to domestic AI alternatives.
Considered risks and disadvantages associated with AI integration.
Identified potential financial benefits of AI technology implementation in Russian banks.
Outlined risks involved in integrating AI into work processes.
Provided assessment of transitioning to domestic AI alternatives against possible economic outcomes.

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Implication

Evaluates economic efficiency of AI technologies in banking, highlighting risks and financial results.

Abstract

The article examines the economic efficiency of implementing artificial intelligence technologies based on annual reports, analytical materials and official documents (Presidential Decrees and Federal law). Based on the obtained data, an assessment is made of the financial results of transitioning to domestic alternatives, and the risks and disadvantages of integrating artificial intelligence into work processes are also considered.

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Sheremet et al. (2026) studied this question.

synapsesocial.com/papers/6a1a7f230307b78509431841 https://doi.org/10.29039/2409-6024-2026-14-4-463-472

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Evaluating the Economic Efficiency of Artificial Intelligence Implementation in the Russian Banking Sector ( a Case Study of Sberbank PJSC and VTB Pjsc)

Key Points

Ask about this paper

Implication

Abstract

Discussion

Cite This Study

Evaluating the Economic Efficiency of Artificial Intelligence Implementation in the Russian Banking Sector ( a Case Study of Sberbank PJSC and VTB Pjsc)

Key Points

Ask about this paper

Implication

Abstract

Discussion

Cite This Study

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